A Client Who Already Knew the Words
One of my clients is analytical. He already holds positions and he knows the vocabulary.
He wanted a plan.
The Fast Answer
The fastest thing would have been to hand him a list. I do not tell people what to buy, and a list would not have helped him. A plan someone else wrote can be harder to hold in a bad month.
Curious about what coaching actually looks like? It starts with a conversation.
Book a free discovery callWhat I Gave Him Instead
I gave him homework.
Draft your own plan. What you would hold, in what proportions, and why. Write it down and bring it back.
The next session pressure-tests it.
What the Draft Shows
There is a second reason for the homework, and it is partly selfish. A draft shows me what someone actually believes about risk.
What He Learns
He learns the reasoning, not the answer. The difference matters.
An answer expires when the market moves or when life changes. Reasoning travels. When something shifts, he can rebuild the plan himself, because he knows why each piece is there.
Why I Work This Way
It is slower. A plan handed over in an hour feels more productive than one built between sessions.
But a plan he built himself is one he can explain. When he looks at it in a difficult month, he is trusting reasoning he built and tested himself, not me.
This describes a coaching approach, not a recommendation on what to invest in or how much. If you had to write your own plan, could you defend every line of it?
A plan you can explain is a plan you can keep.
Not financial advice.
