Personal Finance Coaching

Every journey starts with
a conversation.

I offer a free discovery call where we talk through where you are, what's on your mind, and whether coaching is the right fit. No pressure, no pitch. Just an honest conversation about your money and your goals.

Book a free discovery call
My Approach

A framework built around what matters most.

Every client's journey is different, but the foundation stays the same. We work through three phases, each building on the last.

I

Secure the foundation

Before anything else, we make sure what you have is safe. Emergency planning, risk management, and peace of mind come first.

II

Build the right systems

Structure that works without willpower. Budgets, tracking, automation. The boring stuff that makes everything else possible.

III

Grow with intention

Invest with clarity. Build wealth consistently. Stay the course when everything in you wants to react.

The Journey

The Financial Freedom Package

Your personal finance coaching journey, built around you.

Over 6 months, we work through 6 core sessions covering everything from financial foundations and budgeting to investing, goal setting, and the psychology behind your money decisions. Each session is tailored to where you are and where you want to go.

  • 1 Foundation Session (Financial Freedom 101)
  • 5 Coaching Sessions across your personalised roadmap
  • Monthly accountability check-ins with progress tracking
  • A shared tracker to monitor your financial health over time
This isn't advice. It's education, structure, and accountability. So you can manage your money independently and with confidence.
Pricing discussed on your discovery call
Book a free discovery call
Nikhil Bahirwani, personal finance coach
Flexible Options

Not sure you need the full 6-month journey?

I also offer coaching tailored to specific goals. Like getting your investments set up, sorting out a debt strategy, or building a budget that actually works.

We'll figure out the right fit on the discovery call.

Book a free discovery call
Free Assessment

Not sure where you stand?

Take the Financial Health Check. 10 questions, under 3 minutes. You'll get a personalised score, breakdown, and action steps.

Take the free health check
"His genuine intention to understand the core of a client's relationship with money made me feel safe enough to explore my core beliefs. He can hear what is not being said."
Rafea Al Mheiri, Life Coach
"This process is capable of bringing an overall change in your life beyond finances, provided one brings in the most honest and open self to the sessions. Rest is just time-paced execution which you'd also receive help with."
Sarvjeet Kaur, COO & Head of Product, GetProven
Mubein Kazi, personal finance coaching client
"My situation was bad. No financial knowledge and planning at all. I was struggling with cashflow. We sat on my income and expense, which made things clear for me. It's a small step that I needed to take but I was afraid of looking at numbers before."
Mubein Kazi, Business Owner
Khushil Undevia, personal finance coaching client
"I always thought finances weren't much related to emotions. But I realised there is a big correlation. The coaching aspect means you need a well-balanced approach. So it's more than financial progress. It made sense with Nikhil."
Khushil Undevia, Senior Portfolio Analyst
"I have more clarity and less anxiety towards money. Looking back, there were so many things I didn't even realise I didn't know."
Llinos Roberts, Teacher
Read all client stories
Teams & Groups

Group Workshops

Bringing financial literacy to teams, companies, and classrooms.

Corporate Workshops

I've delivered sessions for teams across real estate, PR and marketing, and trading groups of companies. These workshops help employees take control of their personal finances, reducing financial stress, improving focus, and building long-term wealth habits. Topics are tailored to the group but typically cover:

  • Financial foundations: budgeting, saving, and building a money system that works
  • Investing fundamentals: how to start, what to expect, and how to stay consistent
  • The psychology of money: understanding the habits, beliefs, and emotional patterns behind financial decisions
  • Goal setting and accountability: turning financial intentions into measurable actions

University Workshops

I've hosted sessions at institutions including New York University Abu Dhabi, helping students build financial awareness early, before bad habits form. These workshops focus on practical money skills that aren't taught in the classroom: budgeting your first salary, understanding debt, starting to invest early, and building a healthy relationship with money from day one.

Get in touch about workshops
From the Blog

Related reading

What Everyone's Getting Wrong About the Layoffs Your Policy Ate Half Your Profits. And You Didn't Know. Your Employer's Best Quarter Is Your Wake-Up Call Dubai Gives You the Salary. It Doesn't Give You the System. Let's Be Honest: Budgeting Is Boring (But It'll Change Everything) How a Pedestrian Accident Taught Me the Importance of Life Insurance The Other Side of Personal Finance We Don't Talk About Enough

Ready to take
the first step?

A discovery call is free, informal, and completely no-obligation. We'll talk through your situation and I'll share honestly whether coaching is the right move for you.

Book your free discovery call